Celsius Stablecoin Loans Now Starting at $100
Apply in minutes through the Celsius app to borrow better against your crypto.
Got crypto but need cash? You can now get a loan from Celsius against your digital assets for as little as $100! Apply today for a loan issued in stablecoins (USDT, USDC, GUSD, TUSD, PAX, or MCDAI) and borrow a little or borrow a lot without selling your coins.
How it Works:
Applying for a stablecoin loan through the Celsius app takes most customers just a couple of minutes. If you already have the required crypto collateral in your account, you can be approved to borrow that same day! When you borrow with Celsius, you’ll get matched with one of our awesome team members to assist you through the entire loan journey.
- Download the Celsius mobile app and complete KYC to verify your account.
- From your app menu, go to the “Borrow” section, select “Apply for a loan” and then select “Borrow stablecoins”
- Enter the amount you want to borrow and the stablecoin you want your loan issued in from the options available in your location (USDT, USDC, GUSD, TUSD, PAX, or MCDAI).
- Select the coin you want to use as collateral. Choose from coins already in your Celsius account, or transfer more coins to complete your loan request.
- Pick your interest rate (APR). Rates vary based on how much collateral you want to provide (LTV). Rates may vary based on Celsius policy, your jurisdiction, and applicable laws and regulations.
- Choose your loan term (the length of time you want to borrow). When your loan reaches maturity, you can extend for an additional 6–36 months at no cost.
- Review the loan terms, confirm your details, and hit “Request loan” when you’re ready to submit your application.
If you have $200 of crypto or more, you could be eligible to get a $100 stablecoin loan from Celsius. With a little more collateral, you can get a 12-month loan at 1% APR and pay only $1.00 in interest — total! Interested in borrowing fiat? You can quickly and easily apply for a loan issued in USD through your Celsius app starting at $5,000. If your loan is approved, you’ll receive funds to your bank account.
Get started today in the Borrow section of your Celsius app, or plan ahead with the Celsius Loan Calculator to find the options that work in your best interest.
- Celsius loans, and stablecoin loans specifically, are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.
- Interest rates may vary based on Celsius policy, your jurisdiction, and applicable laws and regulations.
- Interest payments are made on a monthly basis, and the principal amount is returned at the end of the loan term. Interest rates vary from 1% to 8.95%, depending on your choice of LTV (Loan to Value).
- For example, a $1,000 loan, for 12 months, at 25% LTV and 1% APR, is repayable in 11 payments of $0.83 and a 12th payment of $1,000.83. The estimated total cost in this example would be $1010; a $1,000 loan, for 12 months, at 50% LTV and 8.95% APR, is repayable in 11 payments of $7.46 and a 12th payment of $1,007.46. The estimated total cost in this example would be $1089.5
- Minimum loan term is 6 months. If you repay your loan prior to the end of the 6 month term, you will be charged with the interest payable for the first full 6 months.
Celsius is a democratized reward-earning and crypto lending platform accessible via web and mobile app. Built on the belief that financial services should only do what is in the best interests of the community, Celsius is a modern platform where membership provides access to curated financial services that are not available through traditional financial institutions. Crypto holders can earn rewards by transferring their coins to their Celsius account and can borrow USD or stablecoins against their crypto collateral at interest rates starting at 1% APR.
Download the Celsius app and start earning rewards on your crypto today!