Get approved today to borrow stablecoins against your crypto.

If you’ve got crypto but need cash, there’s no better option than a crypto-backed loan from Celsius. You can use over 40 cryptocurrencies as collateral and customize your loan terms to get the funds you need without selling your coins. Annual rates start at just 1% — the lowest in the industry — and we never charge origination fees, late payment fees, transaction fees, closure fees… you get the idea. 😉

Celsius also provides options on how you want your loan issued. Currently, borrowers can request a loan issued in USD (fiat) or in one of six stablecoins: USDC, USDT…

Here are answers to some of the most frequently asked questions about Celsius crypto-backed loans.

Last week the Celsius loans team took over our Twitter to answer your questions. Here’s a roundup of some of the most commonly asked questions and a recap of some of the topics covered during our Twitter AMA.

Where are Celsius loans available?

Celsius loans are not available in all locations. If borrowing is available in your location, you will see the Borrow option in the menu of your Celsius mobile app.

When will you be able to offer loans in more locations?

Our team is working around the clock to provide crypto-backed loans in more locations. Our goal is to make our loans as accessible as possible, which includes expanding to new jurisdictions…

We’re celebrating two years with The Loans Queen by giving you a crypto bonus with your next loan!

At Celsius, we love to celebrate our outstanding team of experts. We’ve got over 200 employees working around the clock to build a better financial future for all of us, and today we’re celebrating one of our leading ladies of lending:

Say hi to Tal Bentov, aka The Loans Queen 👑

Check back for timely updates.

Sunday, April 25, 2021

Reminder: Be aware of phishing sites and always make sure you are visiting the official website and app. Do not click on links or browse websites you suspect to be fraudulent. Interacting with phishing sites could expose your device to malware.

Celsius will never ask you for confidential information such as passwords, private keys, seed phrases, or secret codes. You should store this information privately and securely and report any suspicious activity. More security tips →

For anyone that may have lost funds in the recent phishing attempts outlined below or would like to update their Celsius account email…

Celsius conducts ongoing tabletop and hands-on business continuity exercises for cybersecurity resiliency.

At Celsius, your security is always our number one priority. We’re committed to only ever acting in your best interest, which means safety and security are at the core of everything we do. From our group of dedicated experts working 24/7 to monitor our systems and the broader threat landscape to state-of-the-art security infrastructure, Celsius is proud to offer one of the most robust and dynamic crypto and finance cybersecurity solutions in the industry.

In order to maximize our awareness and readiness, Celsius conducts ongoing tabletop exercises, cybersecurity attack simulations, and business continuity and disaster recovery drills. This type…

Got questions? We’ve probably answered them before. Check out this list of resources for the insights and information you need to achieve your financial freedom.

Over the last few weeks and months, we’ve seen some unprecedented growth in our community! As we continue on our way to bring the next 100 million people to crypto, we’re constantly using your feedback to improve our products and services to allow anyone and everyone to access the only financial platform built in your best interest.

One of our biggest challenges and priorities at the moment is scaling our customer support team and help-center resources to provide you with the level of service we know you deserve and the standards that we set for ourselves. …

Today your value is locked in rails that don’t know how to talk to each other and is stored in assets that can’t be easily swapped for one another. We’re building a much different (better) future.

A store of value and a medium of exchange — this is what conventionally we have all learned to treat money as. You hold on to your dollars and spend them when you need something. It’s been ingrained in all of us since we were children wanting to get candy from a gas station or ice cream from the ice cream truck. But if the behavior of federal banks has shown us anything in 2020, it’s that our medium of exchange might not be our best store of value.

Possessing stablecoins is effectively the same as having cash.

As of January 2021, we are paying on average 10–14% APY on stablecoins supported in the Celsius wallet. In a world where banks pay less than 1% around the world, why can Celsius pay so much on stablecoins? Is this actually sustainable? We often get this question, so I wanted to address what stablecoin business means to Celsius.

What are stablecoins?

In short, a stablecoin is a type of cryptocurrency pegged to a stable asset, most commonly a government-backed currency (such as the US dollar) at a 1:1 ratio. Stablecoins are not subjected to the same volatility as other cryptocurrencies, hence the name…

From HODLdays to weekly rates, here are the latest Celsius updates!

Happy HODLdays, Celsians! ’Tis the season to heat up your cold storage with crypto rewards and crypto-backed loans from Celsius. Keep reading to get the latest Celsius rates and updates straight from us to you!

Crypto is the new collateral 🛍

Shop ’til you drop this holiday season with a dollar loan against your crypto from Celsius! You’ll get the cash you need without cashing out and keep your upside potential, too. Loan requests start at just $500, and Celsius offers the lowest rates in the industry starting at less than 1% APR. …

Check out this week’s rewards rates, CEL insights, and media highlights!

Hey Celsians! ’Tis the season to relax, rejoyce, and let your crypto work for you. Keep reading to learn about this week’s rates, new announcements, and how you can unbank in your best interest this holiday season! 🦃☃️🎄

Don’t sell your crypto — borrow against it ✊

Use your crypto as collateral to get the spending cash you need without selling your coins. Get instantly approved for a USD or stablecoin loan against any coin supported in the Celsius app at the lowest rates in the industry, guaranteed. Plan ahead with the Celsius loan calculator or get started today from the “Borrow” section of your Celsius app!

Borrow Funds…


Earn, borrow, and pay on the blockchain.

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